I'm 16 and got a 3i 5spd mtx for my first car. I know, my parents are awesome. Anyway, when we were looking at cars and called our insurance agent, he said a Mazda 3 shouldnt be too expensive to insure. It would cost the same as a Kia Soul or Hyundai Elentra or any car in its class. Turns out its incredibly expensive for me because I'm 16 and they classify it more as a "sports car" (Yes, a base model 148hp sedan is a sports car apparently.) So just curious if its mostly becauseI'm 16 or because these are expensive to insure for all.